Collect and buy · Invoice collection

The invoices nobody pays — chased with tact, not with threats.

You top up €300 and send us the overdue invoices as they pile up. We contact the debtor by letter, email, SMS and phone call, in your company's name, and only what gets used comes off the balance.

from €0.05per contact made · min. €300

Order

You pay by card and we get to work. If you'd like to clear something up first, message us on WhatsApp or join a meeting with our assistant.

growinth.com/en/cobranca-b2b

invoice 2026/418 · €4,28062 days overdue

Email · day 1 “A friendly reminder: invoice 2026/418 fell due on 12 July.”

€0.05

SMS · day 5 “Good morning. Invoice 2026/418 is still open. Can you settle it?”

€0.08

Recorded letter on paper · day 10 with the invoice details and proof of delivery

€1.80

Operator call · day 14 “Spoke to finance: they're paying next Friday.”

paid

What's included

One price, everything in it. No surprise extras.

A €300 balance, drawn down as you use it, valid for 12 months
Contacts in your company's name: the debtor reads your name, not ours
You choose the channels and how often each one is used — and change it whenever you like
A physical letter with the invoice details, printed and posted by us
A call by a human operator, recorded and transcribed
A record of everything done, with dates: useful evidence if the case ever reaches court
We stop immediately the moment you tell us the client has paid

Pricing

Pick the size. The rest is on us.

Opening balance

€300

valid 12 months, drawn down as you use it

Order

Start with the activation only · 100 €

100 € + IVA

You pay 100 € + VAT now, we build the setup and show it to you. Only after seeing it do you pay the rest, and the activation is credited back in full.

Order

The balance is drawn down per contact made: letter €1.80, email €0.05, SMS €0.08 and a call by a human operator €1.90 per minute. When it runs out you top up again — no monthly fee and no lock-in. VAT is added at the legal rate.

How it works

From your go-ahead to the first results

You top up and set the rules

Which channels to use, how often, and in what tone. You can change all of it later.

You send the overdue invoices

One by one or in bulk: company, amount, due date and invoice number.

We contact the debtor in your name

Letter, email, SMS and call, in the order you set, until there's an answer or a payment.

You see everything and stop whenever you want

A dated record of every contact. The moment the client pays, you tell us and it stops the same day.

In the name of honesty

This is friendly collection, not litigation: we don't go to court, we don't seize anything and we don't threaten anyone. What we do is keep asking, politely, across several channels and without missing a beat — which is what recovers most forgotten invoices. We also don't promise a recovery rate: it depends on how old the debt is and whether the debtor has money. If the company is insolvent, a letter won't fix it.

Frequently asked questions

What people ask us about this solution

Whose name do the contacts go out in?

Your company's. The letter carries your logo, the email goes out with your name, and the operator says they're calling on your behalf. The debtor never knows someone else is handling it — which is what matters for keeping the commercial relationship intact.

What if the client has already paid?

You tell us and it stops the same day. Whatever wasn't used stays on the balance.

Won't this annoy my client?

That's why the word is «friendly». The first contact assumes it was an oversight and offers a way out; only later does the tone firm up, and even then without threats. In most cases the invoice gets paid on the first or second nudge.

Can I pay only on what's recovered?

After we've worked together for a while, yes: we can agree a commission on what's actually recovered, typically between 10% and 20%. We start with a balance because that's the model where nobody is betting blind.

How long does the balance last?

12 months. When it runs out you top up whenever you want, with no monthly fee.

Does it work for consumer debt?

No. We work business to business only, where the rules on collection are far simpler.

Order

Put the machine to work for you.

Once you've paid, we talk through the channels, the frequency and the tone, and you get an address to send us overdue invoices. The first contacts go out within days.
Letter, email, SMS and phone, in your name.
No lock-in contracts: you buy a pack, you use it, and you top up if you like what you got.
Questions before ordering? WhatsApp straight to the founder — same-day reply.